Met with A Car Accident with No MOT - How to Deal with The Situation?

2:50 AM
It is against the law to drive a car on public roads without a valid MOT certificate. Any car that is over three years old must have an MOT certificate, if it is to be driven on public roads. In addition to this, driving a car without a valid MOT could void your motor insurance policy, since many insurers write this into their terms and conditions.

However, while it is illegal to drive without a valid MOT certificate in place, this does not necessarily mean that your insurance is void. Some insurers, for instance, do not state in their terms and conditions that driving without a valid MOT certificate will invalidate your insurance. If this is the case, then you could argue that point in the event of a claim.


Personal Injury Claims and MOT Certificates

If you have been injured in a car accident with no valid MOT certificate, you can still make a personal injury claim. However, this could be used against you by the other side, so we recommend seeking the advice of a lawyer who specialises in such cases, so that your case can be reviewed. This article https://www.accidentadvicehelpline.co.uk/blog/car-accident-no-mot-am-i-still-covered/ also states that not having a current MOT certificate should not affect your ability to make a claim, but you should still seek expert legal advice.

The Other Side’s Position

If you have been injured in a car accident on a public road, and your car did not have a valid MOT certificate at the time, then this could be used against you by the other side in the case of a personal injury claim, to get out of paying you compensation.

But, the fact is that if you have been injured in an accident that was not your fault, then you are legally entitled to compensation, even if your car did not have a valid MOT certificate at the time. However, you may have to prove that your car was not at fault for the accident.

For example, you may have to show that the brakes were working, or that your headlights were functional, at the time of the accident. To do this, you can get a report carried out at an MOT testing centre or garage. This can be used as evidence in your claim, to prove to the other side that your vehicle did not cause the accident through any mechanical fault that would have otherwise been found and fixed through an MOT testing service.The bottom line though is that you should seek specialist legal advice under the circumstances, to find out whether you are eligible for compensation once and for all.

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